Reminds me of the last time I was hit by a car–about ten years ago. While riding at about 20mph on a separated cycle track, a car came tearing down a driveway from the left, blowing through the stop sign in order to hit traffic at speed on the road parallel to the track. I braked hard, went into a bit of a powerslide, drove my left lower-leg into the passenger-side front quarter panel, and then did a perfect roll over the front of the car and landed on my feet. In the process, I broke the windshield and put a man-sized dent in the hood. The messenger bag full of work clothes no doubt helped with that.
While I suffered only a deep bruise on my left leg, the bike was totaled. One broken wheel, the other badly damaged. One bent crank. Bent fork. And the frame–a steel Specialized Stumpjumper Comp from the early 90s–broke in two places.
In my case, no insurance dispute. She just wrote me a check and offered me a ride home. I accepted both, though I should have called a cab. Scariest ride in a car I’ve ever had.